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Wealth builder 2 plan icici
You stop paying the premium before 5 years Policy Holder can pay the unpaid premium, discontinue the policy, the funds will be moved to discontinue policy fund.
The plan provides 3 types of premium payment option.e.
Increase and decrease of sum assured and policy Term you can opt for this facility provided all the premiums are paid till date.
If the insured fails to pay off all outstanding premiums in the given time, then the policy tenure will lapse.Premium allocation charge is 6 per cent for the first year, 5 per cent for the second year, 4 per cent for 3rd,4th and 5th year.Icici Prudential Wealth Builder II Plan is a non-participating.Choice of portfolio strategy diversify risk across portfolios.Money Market Fund, lifecycle Based Portfolio Strategy - Under this strategy, the investment choice is offered depending on the age of the policyholder.Regular pay 75 years, limited pay 69 years, policy Term (PT) in years.This need is fulfilled by the Lifecycle based Portfolio Strategy.Key Features of icici Pru Wealth Builder II Plan.Free Look Period : If the insured is dissatisfied with the coverage and terms and conditions of the policy then they have an option to cancel the policy within the first 15 days of the policy, provided there has been no claim made yet.Maximizer V, multi Cap Balanced Fund, income Fund.
Premium Paying Term (PPT) in years.
The Discontinued Policy Fund will be credited with a minimum interest rate of.a.
We ask our readers to keep their investment and insurance needs separate.Loyalty Additions, guaranteed loyalty additions units will be allocated every policy year, from 6th policy year onwards.Limited pay, single pay and regular pay.Ulip, plan that allows you to grow your money through market-linked investments and also provides life insurance coverage to safeguard the future of your family financially.Its.25 of average daily fund value and top-up, if any.Death Benefit, in case of death of the Life Insured, the nominee would get the higher of the below: For one, limited and regular pay (entry age greater than or equal 50 years) higher of, Sum assured including top-up sum assured, if any minus partial.The policy is terminated, if it is not restored within the revival period.Maturity Benefit, on maturity, the Fund Value (including top fund value) is paid to the policyholder according to the investment option chosen.